Laziness FTW!

Haha. So. When I "left" Harper, I neglected to do anything about my 401k (well, I mean, I had nowhere to put it). Then when I got my new job ... I still neglected to do anything about my old 401k, because I'd forgotten my account password with the financial company, and then I tried too many combinations and got locked out of the account, and had to call them M-F between 8-4 to get reactivated. And that was just too much trouble. So since I didn't give them any directions, my old employer transferred my funds to a rollover IRA. And today I got two financial statements: Change in value of my IRA: 0.6% ... so, not so great. Change in value of my 401k, pegged to the markets: -33.5% Hahah, .6% is looking a lot better! So, laziness was totes a virtue here. The end.